Loans Expert Witnesses
What is a loans expert witness?
Loan expert witness candidates typically have backgrounds in banking, commercial lending, real estate lending, foreclosure, consumer finance, forensic accounting, regulatory compliance, loan servicing, and/or mortgage loan processing. While many experts have expertise in banking and loan procedures, an expert witness carries the additional responsibility of providing expert testimony before the court in a manner whereby lay people (judges and jurors) can understand the litigation matters and evidence.
What types of cases require a loans expert witness?
Representative matters that call for an expert in lending and loans involve legal issues pertaining to:
- Bank operations and regulations
- Usury
- Collections litigation
- Student loans
- Real estate loans
- Mortgage fraud
- Lending and lender liability
- Predatory lending
- Commercial loan processing
- Loan underwriting
- Private money lending
- Mortgage lending and mortgage servicing
- Subprime lending
What litigation support work might a loans expert witness be expected to perform?
Representing the plaintiff or defendant, litigation support and expert witness services by a loans expert witness could include document review, research and authoring expert reports, providing expert opinions, deposition testimony, and/or courtroom testimony. In a high-profile case, or litigation involving a significant financial stake, legal counsel may request a loan specialist with prior expert witness testimony experience. In addition, clients may seek a banking industry expert, loan servicer, or finance advisor for pre-litigation consulting services.
Cahn Litigation Services has the experience required to turn a search for a loans expert witness around quickly, providing the right balance of expertise and testimony experience.
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Loans Expert Witness - Representative Bios
Please Note: All Cahn Litigation expert witness searches are customized to attorneys' precise specifications and preferences. Attorneys are encouraged to discuss search parameters with a Cahn search specialist.
The below expert witness bios represent a small fraction of those Loans experts known by Cahn Litigation Services. These bios are provided to give lawyers a sense of the Loans landscape.
Expert Witness #247274
This expert is a rare combination of an expert who has substantial experience as a top executive on both sides of the commercial lending transaction. This expert has been a commercial banking consultant concentrating on issues involving lending, mergers & acquisitions and other complex transactions for banks and private equity companies. This expert's commercial realty experience provided the lending/financing experience in large multi-family development projects in 15 states. This expert's expertise in the lending field gave the express knowledge of when to renegotiate loans, and when to forgo the process. This expert's business acumen has opened the door to a number of business opportunities in the commercial sector, but banking, lending and loan syndication experience comprise the bulk of this expert's professional experience. This expert presents well, is well written, and speaks eloquently.
Start Loans Expert SearchExpert Witness #247287
This expert is a seasoned professional in the banking/lending consulting and expert witness arena. This expert has been retained in over 80 matters, in both Federal and State courts, and has worked equally for Plaintiff and Defense. This expert understands the art of testimony and knows that effective presentation can be equally as important as raw industry knowledge. This expert has many years' experience as a banking executive prior to serving as an independent consultant and expert witness. This expert's experience is as a Bank President, Branch President, and VP of Commercial Loans. This expert also performed as Regional Underwriter and Commercial Loan Officer giving depth of experience in financing and the various complexities and elements of the approval equation. This expert presents well and speaks plainly, making the complex transactions of lending understandable to the lay public.
Start Loans Expert SearchExpert Witness #251896
This expert began a career as an internal auditor with a National Bank. This expert helped community financial institutions as internal auditor, controller and chief financial officer. As a consultant this expert has assisted community financial institutions with investment management, asset liability management, investment banking, compliance issues, internal audit, deposit and loan operations, company policies and general accepted accounting principles. This expert has assisted in a capital raise for de-novo financial institutions. This expert has spent many years in the financial institution, and mortgage industries. This expert understands, first hand, the impact of changes that have occurred in these industries and most importantly, how these changes impact customers; especially business owners' ability to obtain capital and loans that they need to operate and grow their companies. That's why a large part of this expert's practice is devoted to helping consult with community financial institutions, including non-bank, as these changes affect them.
Start Loans Expert SearchExpert Witness #262132
This expert is a broadly experienced banking executive, lender and attorney who has served for many years in lending and top management positions at both regional and larger commercial banks. This expert has substantial background in a wide range of business, corporate, asset-based lending in diverse markets in the western, central and southwestern United States, as well as loan syndications/participations and problem loans.
This expert's career has included senior management and lending at both major banks and smaller community banking organizations, and in recent years has been President, CEO and Director at several commercial banks. This has included positions in management and growth of niche banks focused on business lending and commercial real estate finance, as the founding CEO of a successful de-novo bank, and as a turnaround executive at troubled institutions.
This expert has also served as a bank's in-house Legal Counsel and as an attorney in private practice focused on banking, lending, regulatory and commercial business. This expert has been retained as an expert and litigation consultant in a variety of cases; on banking matters; he has qualified and testified as an expert witness on lending practices, corporate finance, and commercial real estate.
This expert has been personally engaged as an expert in over 100 matters, and has testified in State Court, before Juries and in Arbitration.
Start Loans Expert SearchExpert Witness #266484
This expert is a banking executive with many years of experience in underwriting, mortgages, and loans. This expert is a Certified Residential Appraiser, and is also certified in credit risk. This expert has extensive testifying experience at deposition and trial in both state and federal cases (including class actions). Expert witness engagements have involved residential mortgages, underwriting, predatory lending, commercial loans, fraud, truth in lending, lender liability, loan servicing, and USPAP compliance.
Start Loans Expert SearchExpert Witness #266507
This expert is an expert in residential and commercial mortgage underwriting and finance. This expert has underwritten financing for 800+ homes to be marketed to VA loan eligible veterans, and for a bank this expert structured and underwrote $150 million in commercial debt financing for acquisition and development projects. This expert also structured, underwrote and closed $25+ million in conventional, government-insured and jumbo residential loans. This expert has worked as expert witness providing expertise in real investment valuation, loan financing, and market and financial analysis in a Federal housing discrimination lawsuit. This expert holds an MBA and Master in Architecture.
Start Loans Expert SearchExpert Witness #247313
This mortgage industry expert has a lengthy career in banking and mortgage banking, including founding a mortgage banking and brokering company.
Academic training and functional experience span most components of the mortgage industry, including personally underwriting and approving tens of thousands of residential loans.
This expert has been designated as an expert witness in over 100 mortgage and real estate industry matters.
Start Loans Expert SearchExpert Witness #262129
This loan expert is an attorney whose career has centered on financial transactions and their underlying documents. This expert has structured, negotiated, and drafted sales and loans secured by receivables and other assets, including real estate and aircraft. In addition to work as outside counsel to major banks in the United States and Canada, this expert held senior legal roles at a major financial institution involving lender liability and lender responsibilities in real estate loans.
This expert has worked on over 50 finance-transaction-related expert witness and consulting projects.
Start Loans Expert SearchExpert Witness #266549
This agricultural credit and lending expert is seasoned in credit risk evaluation, banking regulation, and financial consulting, with over 45 years of experience. Expertise includes regulatory compliance, credit risk and administration, and forensic investigations. This expert's experience includes community banks, credit unions, and large financial institutions, with a focus on optimizing credit risk management and ensuring regulatory adherence.
This expert has evaluated and advised on the underwriting of agricultural loans for over 45 years. Loan types and relationships include row and grain crops, annual operating lines, carryover debt, land acquisition and long-term loans, dairy operations, ranch operations, livestock, feed lots, cow/calf operations, combination farm and oil and gas properties, equipment and chattel, and a wide range of agribusiness borrowers and operators, including seed and fertilizer dealers, farm implement manufacturers and dealers, grain storage operators, trucking, leasing, and equipment floor plans.
This expert's experience includes evaluation and corrective action across the life cycle of agricultural lending, beginning with borrower due diligence and continuing through underwriting, credit analysis, guarantor analysis and enforcement, document preparation, loan closing, collateral management, annual reviews, farm budget construction and results analysis, borrower communications, collections, workout strategies and measurement, default management, foreclosure, appraisal administration, and sale of foreclosed farmland and farm-related equipment. This expert has evaluated thousands of agricultural loans over this period, identifying both sound credits and problem credits needing remediation.
This expert's agriculture-related work has covered multiple regions of the United States and involved identifying both sound and unsafe or unsound banking practices that often led to enforcement actions and fraud investigations. For over 10 years, this expert has advised banks and credit unions on risk management for agricultural loans and borrowers, including the full range of activities described above. This work has involved all levels of management, from loan officer underwriting and administration with borrowers to board governance, policy, loan procedures, and independent risk monitoring. The work routinely documented banks' and credit unions' compliance with regulatory guidance on specific loan types, industry best practices, and standard banking practice. These benchmarks supported documentation of successful versus weak practices and corrective action when needed.
This expert is an experienced expert witness and litigation consultant.
Start Loans Expert SearchExpert Witness #279111
This banking/lending expert has over 15 years of banking experience in the origination, underwriting, documentation, administration, and workout of both commercial and consumer loans of all types across a broad spectrum of financial institutions.
This expert has substantial construction financing experience involving subdivisions, office towers, hotels, resorts, industrial parks, retirement communities, luxury homes, and mixed-use projects. This expert also served in a credit administration role for a real estate industries group, with responsibility for approving loans initiated by the group and setting policies, procedures, and protocols to address and mitigate risk.
This expert has developed a strong working knowledge of deceptive, abusive, and predatory practices used by certain lenders. This expert is a seasoned expert witness with testimony experience in jury trials, bench trials, arbitration proceedings, mediation sessions, depositions, and declarations.
Start Loans Expert SearchExpert Witness #293826
This mortgage fraud expert is a forensic analyst, Certified Fraud Examiner, Master Analyst in Financial Forensics, and Registered Real Estate Broker with over 30 years of experience in transactional analysis, mortgage auditing, mortgage fraud investigation, expert witness work, and litigation consulting.
Through a consulting practice, this expert has conducted training in proving mortgage fraud and securitization of mortgage loans for a federal housing finance agency and a state attorney general's office.
Start Loans Expert SearchExpert Witness #296336
This VA lending expert has a long history of working on construction-to-permanent loans, including VA construction loans, and has experience with these loans through work as a Mortgage Broker involving many different lenders.
This expert can explain the responsibilities of builders and lenders in the construction-to-permanent loan process, including contractor and contract review.
Start Loans Expert SearchExpert Witness #296541
This construction loan expert has deep experience in government lending, including VA lending and the nuances afforded to veterans with one-time close construction loans.
In the one-time close construction loan space, this expert has observed that issues often involve lenders being unprepared to assist borrowers through the workout process when problems arise during construction. During the pandemic, this expert served a number of lenders with portfolios of stalled construction loans, including FHA and VA loans. That work showed that underlying construction loan documents were often inadequate in defining default and available remedies.
As a result, loan workout and forbearance efforts may be deficient, including breach letters that begin the foreclosure process. This expert has extensive government lending experience nationwide and highly technical knowledge of VA construction lending, including loan workout forbearance to avoid foreclosure or, when necessary, properly foreclose on a partially constructed project.
Start Loans Expert SearchExpert Witness #300455
This mortgage and lending expert holds CFE, CFCI, CFS, and CCCI credentials and has worked in lending and mortgages for over 40 years. This expert is president of an advisory firm that has provided litigation support for disputes related to mortgage loans for over 20 years.
This expert has reviewed a substantial number of loans and has experience evaluating mortgage fraud and lender due diligence. This expert is an experienced expert witness and litigation consultant, having provided litigation support in over 180 cases.
Start Loans Expert SearchExpert Witness #2871839
This financial fraud expert holds a B.Sc. in Management and a J.D., is a licensed CPA, and is a Certified Valuation Analyst (CVA) and Certified Forensic Examiner (CFE) with over 30 years of professional experience. This expert has handled cases involving financial elder abuse, loans, and standards of care.
This expert is an experienced expert witness and litigation consultant.
Start Loans Expert Search