Fair Credit Reporting Expert Witnesses
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Fair Credit Reporting Expert Witness - Representative Bios
Please Note: All Cahn Litigation expert witness searches are customized to attorneys' precise specifications and preferences. Attorneys are encouraged to discuss search parameters with a Cahn search specialist.
The below expert witness bios represent a small fraction of those Fair Credit Reporting experts known by Cahn Litigation Services. These bios are provided to give lawyers a sense of the Fair Credit Reporting landscape.
Expert Witness #210019
This expert has presented to scores of national and international conferences, corporate and trade association meetings, consumer groups, academic forums, and training seminars. As founder of a nationally recognized consultancy, this expert has consulted to a wide range of organizations that had one thing in common: They wanted to "get privacy right." The list includes major corporations, start-ups, Federal and State government agencies, and professional and trade associations. This expert has served as an expert witness in scores of Federal and State court cases involving the use of personal information and such laws as the Fair Credit Reporting Act and Fair and Accurate Credit Transactions Act (FACT Act), and such issues as credit scoring, credit reporting, identity theft, "Mixed Files," accuracy, privacy, impermissible access, adverse action notices, and the damages stemming from all of the above. This expert has been qualified to testify at trial by Federal or State judges in more than a dozen cases.
Start Fair Credit Reporting Expert SearchExpert Witness #209996
This expert has many years of experience in the consumer credit industry. This expert is quite familiar with credit reporting standards. While with credit reporting agency, this expert served as a Quality Assurance Specialist, a Team manager responsible for reviewing, modifying or correcting well over 100,000 consumer credit reports. This expert also managed the Fraud Investigation Team functions, including the dispute reinvestigation process and adherence to productivity and quality expectations. This expert has worked as a Finance and Insurance Manager responsible for working directly with lenders to secure financing. This expert's duties included pulling and analyzing credit reports and FICO scores and matching applicant credit risk with the most appropriate loan product, given the consumer's credit history and score. As the founder of a credit consultancy, this expert has been retained over 60 times and has testified against the CRA's in depositions multiple times.
Start Fair Credit Reporting Expert SearchExpert Witness #275174
This healthcare finance, audit, and risk assessment expert holds an MBA and founded and leads a well-known healthcare consulting firm providing healthcare consulting, auditing, and forensic services. Services offered include reviews of coding practices, policies and procedures, medical record documentation, and general administrative procedures. This expert began a career as an intensive care nurse and transitioned into auditing for risk and compliance. The healthcare consulting practice includes general medical data audit support services, predictive data analytics, data assessments and strategy support, internal control audits, compliance, risk, and vulnerability assessments.
This expert has extensive experience working directly with patients and within healthcare provider settings, and has observed systemic procedural failures that can render medical debt reporting unreliable. Patients routinely execute consent and financial responsibility agreements before services are rendered and before receiving disclosure of actual charges. Upon discharge, patients typically do not receive itemized statements; often the first bill arrives 30 to 60 days post-service, precluding timely verification or error identification. The Fair Credit Reporting Act (15 U.S.C. ? 1681s-2) establishes accuracy requirements for information furnishers, and the Consumer Financial Protection Bureau has documented pervasive medical billing errors including duplicate charges, fees for services never rendered, and amounts that should have been covered by insurance. California Senate Bill 1061, effective January 1, 2025, prohibits consumer credit reporting agencies from including medical debt on credit reports and bars healthcare providers and collection agencies from furnishing such information to credit bureaus.
This expert is an experienced expert witness and litigation consultant.
Start Fair Credit Reporting Expert SearchExpert Witness #299390
This credit reporting expert served as a long-tenured General Counsel for a major nationwide consumer reporting agency.
Since leaving that role, this expert has provided legal advice to a variety of companies in the consumer information and credit reporting industries.
This expert also serves as an expert in lawsuits involving the Fair Credit Reporting Act.
Start Fair Credit Reporting Expert SearchExpert Witness #302801
This credit reporting and credit bureaus expert holds an MBA, is a certified FICO professional, and has held senior leadership roles in a credit relief consulting service, with over 30 years of experience in personal credit and finance.
This expert has over 15 years of experience working with the Fair Credit Reporting Act (FCRA) as it relates to credit reporting, furnisher obligations, credit scores, and consumer harm, including extensive work involving the reporting and collection of medical debt. This expert's background includes analyzing Metro 2 reporting practices, evaluating the impact of CRA and furnisher policies on collection outcomes, and assessing compliance with evolving CFPB guidance and rulemaking affecting medical debt reporting. This expert has reviewed and opined on how credit reporting functions as a collection incentive, the consequences of non-reporting on creditors' ability to collect, and whether such practices align with FCRA's accuracy, completeness, and permissible purpose requirements. This expert routinely reviews complaints, internal policies, data exchanges, and industry practices to evaluate alleged coordinated conduct, damages, and market impact, and has prior experience drafting expert reports in over 150 cases and providing deposition and trial testimony over 20 times in state and federal matters.
This expert is an experienced expert witness and litigation consultant.
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