Loan Underwriting Expert Witnesses
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Loan underwriting expert witness candidates typically have backgrounds in economics, banking, lending, forensic accounting, regulatory compliance, loan servicing, and/or actuarial science. While many experts have expertise in banking, loan, and lender liability issues, an expert witness carries the additional responsibility of providing expert testimony before the court in a manner whereby lay people (such as a judge and jury) can understand the litigation matters and evidence.
Representative matters that might require a loan underwriter specialist could involve legal issues pertaining to:
- Insurance
- Asset based lending
- Underwriting guidelines
- Mortgage loan
- Mortgage backed securities
- Commercial banking
- Predatory lending
- Real estate lending
- Commercial real estate
- Regulatory compliance
- Contract and documentation disputes
- Bank operations
- Underwriting standards
- Workers compensation
- Lender misconduct
- The Federal Housing Administration (FHA)
Representing the plaintiff or defendant, litigation support work by a loan underwriting expert witness could include document review, an expert report, expert opinion, deposition testimony, and/or courtroom testimony. In a high-profile case, or litigation involving a significant financial stake, legal counsel may request an expert with prior expert witness experience. In addition, clients may seek a banking industry expert, loan servicer, or finance advisor for pre-litigation consulting services.
Cahn Litigation Services is the expert witness placement service provider of choice by law firm clients to locate expert witnesses that can support banking and financial services matters, including cases involving loan underwriting.
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Loan Underwriting Expert Witness - Representative Bios
Please Note: All Cahn Litigation expert witness searches are customized to attorneys' precise specifications and preferences. Attorneys are encouraged to discuss search parameters with a Cahn search specialist.
The below expert witness bios represent a small fraction of those Loan Underwriting experts known by Cahn Litigation Services. These bios are provided to give lawyers a sense of the Loan Underwriting landscape.
Expert Witness #260006
This expert is an active lender with many years of experience in Banking, Finance, and Real Estate Lending, and is experienced in Trial and Deposition Testimony. This expert was in the commercial banking industry for many years before leaving to form a commercial Real Estate lending company. This firm is a licensed Finance Lender and Bureau of Real Estate Broker. The company provides services to banks, non-banks, and individuals in need of creative financing solutions.
With many years of experience in banking and real estate, this expert's market knowledge and transactional experience has allowed this expert to work in a consulting and expert witness capacity for many clients over the years. This expert has transacted hundreds of real estate and non-real estate loan negotiations in times of economic growth as well as downturns in the economy. This expert's extensive credit background arms this expert with the understanding of how banks and other lenders operate internally.
This expert is a licensed Real Estate Broker and the firm is a Finance Lender and Broker. This expert's areas of expertise include:
- Lending Policies, Custom and Practice/Lender Liability- Broker Standards of Care and Fiduciary Responsibility- Loan Underwriting and Credit Administration- Loan Process and Bank Loan Restructure/Workout Process- Note Valuations/Collateral Review- Litigation and Discovery Consulting- Banking Operations/Administration- Specialty Niche in SBA Real Estate Lending- Construction RE Lending & Administration- Expert reports adherent to Federal Rule 26- Loan Syndication/Secondary Market Loan Sales- Title Insurance CasesThis expert has been providing expert witness and consulting services. This expert has been designated over 65 times as an expert in 7 different states concerning matters relating to lending, real estate, construction finance, SBA lending, brokerage, hard money lending and investment issues. This expert's experience includes both Federal and State court cases where he has provided deposition testimony, trial testimony and arbitration testimony.
Start Loan Underwriting Expert SearchExpert Witness #260593
This expert brings to the table many years of transactional, public and private commercial and real estate finance, legal and bank consulting experience. This expert currently provides a range of financial services to financial institutions, borrowers and domestic and foreign private and institutional investors in connection with risk management, structuring, placing and conducting due diligence in commercial and real estate financing transactions. This expert serves as an expert witness and provides litigation support in cases involving contract disputes and complex public and commercial finance matters involving legal malpractice, credit facilities and debtor and creditor rights.
Based upon experience representing banks, finance companies, borrowers, purchasers and sellers and public entities in conventional and innovative financings, this expert provides select litigation support and expert services in contract disputes, commercial and residential real estate, lender liability, legal malpractice, public finance, complex lending and credit facilities, and financial fraud cases. This expert's experience spans many years of due diligence, structuring, closing and restructuring public and commercial financial transactions on behalf of lenders; county, state and federal authorities and issuers; underwriters; finance companies; private equity and hedge fund investors; and borrowers.
This expert has provided legal, advisory and consulting services to companies, financial institutions, state banking regulators and the federal government in emerging credit risk management techniques, developing "best practice" underwriting and due diligence guidelines and oversight procedures, bank mergers and acquisitions, special assets and work-outs, and developing regulatory compliant commercial lending policies, processes and procedures to meet financial crisis concerns and emerging laws and regulations.
This expert has served as an expert in cases involving lender liability, legal malpractice, mergers and acquisitions, complex public and commercial lending and leasing transactions, Whole Bank Acquisitions and Shared-Loss matters, fraud and gross negligence, creditor's rights, bankruptcy, and other matters requiring niche lending and contract expertise. Three of these cases were nationally recognized and several were cases of first impression.
This expert has also acted as an interim executive of several companies involved in turn-arounds including a real estate development company. This expert has assisted a number of companies financing efforts offshore and domestically including the capital raising efforts of approved EB5 Regional centers.
This expert has practiced law for many years for a number of law firms.
This expert has been a member of the National Association of Industrial and Office Parks, Turn Around Management Association, Association of Commercial Finance Attorneys, NAIOP Commercial Real Estate Development Association, Commercial Finance Association, Association of Corporate Growth, Risk Management Association, a State Bankers Association, and a Development Counsel.
This expert has lectured and taught on a variety of topics, including lender liability; cross-border transactions; Sarbanes Oxley/FASB; Equipment Leasing; Factoring; Asset Based Lending; Ship Mortgages and finance; real estate development, special assets and creditors' rights; commercial loan documentation; and credit risk management in commercial loan portfolios and shared-loss compliance.
Start Loan Underwriting Expert SearchExpert Witness #259991
This expert leads a national consulting practice. This expert specializes in a wide array of real estate and mortgage specialties, including bank fraud, mortgage origination, underwriting, and sub-prime/stated income fraud analysis. This expert provides litigation consulting and expert witness services, as well as financial research and damage calculations.
This expert’s firm has been retained in over 500 civil and criminal cases, and worked with clients as varied as banks, insurance companies, state government agencies and escrow companies. Two cases concerned FHA brokerage operations. Some of the services this expert provides include:
Litigation Consulting in Civil & Criminal Cases
Mortgage Document Review and Analysis
Evaluation of Bank Underwriting Practices
Evaluation of FHA/VA Underwriting Practices
Lenders' Standards of Care & Due Diligence
Predatory Lending Abuses
Mortgage Broker Malpractice
Real Estate Broker Standards and Practices
Title Issues (title chain, zoning) and Interpretation
Escrow and Title Procedures & Closing Practices
Real Estate-Related Economic Damages
Short Sale Fraud & Wrongful Foreclosure Actions
Lenders' Misconduct in Processing Loan Modifications
Dual-tracking: Loan Modification Concurrent with Foreclosure
Start Loan Underwriting Expert SearchExpert Witness #260136
This expert is a HUD certified counselor. This expert has undergone specific FHA training on underwriting and current FHA guidelines and rules. This expert has access to the most current FHA manuals. This expert also has access to FHA documentation to prove if an application was submitted to FHA in a timely manner, and the official reasons for the FHA application decline, if there was one. This expert also has access to FHA licensure information and show documentation that there is no such thing as a "straw broker" for a licensed MLO to work through. This expert has significant expert witness experience and attorney references.
Start Loan Underwriting Expert SearchExpert Witness #209971
This expert has many years of experience in the mortgage business and credit field and a complete understanding of credit scoring, credit reporting, dispute verification, mortgage underwriting, mortgage origination, mortgage pricing including yield spread premium. This expert's past mortgage experience includes sub-prime, Atl A, Fannie Mae, Freddie Mac, FHA and VA. This expert has reviewed over 15,000 tri merged credit reports with mortgage applicants and has a complete understanding of how reporting errors can affect the consumer's ability to borrow. This expert is fully qualified to testify and has testimony experience with:
- Credit Scoring- The FICO component of credit scoring- The credit dispute process- The mortgage underwriting process and qualifications- The damages that credit errors have- FCRA, FACTA, FDCPA and Identity Theft
Start Loan Underwriting Expert SearchExpert Witness #247315
This expert has many years' experience with financial institutions, and specifically with the lending, underwriting, and refinancing of real estate transactions. This expert has been designated as an expert witness in over eighty matters and has extensive experience in drafting expert reports for both state and federal litigation matters. This expert's skill as an expert witness brings to bear experience as a Bank President, the CEO of a mortgage brokerage, and Vice President and Chief Lending Officer at more than one lending institution. This expert understands the complexities of financing and refinancing and has had direct responsibility for lending and its ancillary evaluation tasks.
Start Loan Underwriting Expert SearchExpert Witness #251880
This expert is a nationwide provider of mortgage consulting and expert witness services. This expert is committed to delivering superior service and products in the most cost effective, accurate and timely manner. This expert has many years of experience and possesses in-depth knowledge in all areas of operations of the mortgage industry. This expert has served as an expert witness in approximately thirty (30) cases, representing both plaintiffs and defendants in different capacities. This expert has been deposed six times and testified at trial once. Cases have included:
- Secondary marketing (forward commitment default)- Servicing: improper allocation of payments, force placed insurance; improper foreclosure- Mortgage Lender - predatory lending; improper TIL, GFE disclosures; misrepresentation- Appraisal-fraud and Underwriter misrepresentation
Start Loan Underwriting Expert SearchExpert Witness #261803
This expert became an expert witness many years ago testifying in both State and Federal courts on mortgage fraud, the loan process, the role and duties of borrower, loan originator, processor, appraiser, underwriter, document drawer, funder, escrow officer, title officer and county recorder. As a fraud expert this expert has presented before the FBI, DA, DRE and insurance investigators at the white-collar crime fraud prevention task force. This expert is a licensed DRE Broker and has a NMLS designation. This expert has been in the mortgage and lending business for many years and has worked in both the corporate and personal arenas.
Start Loan Underwriting Expert SearchExpert Witness #266484
This expert is a banking executive with many years of experience in underwriting, mortgages, and loans. This expert is a Certified Residential Appraiser, and is also certified in credit risk. This expert has extensive testifying experience at deposition and trial in both state and federal cases (including class actions). Expert witness engagements have involved residential mortgages, underwriting, predatory lending, commercial loans, fraud, truth in lending, lender liability, loan servicing, and USPAP compliance.
Start Loan Underwriting Expert SearchExpert Witness #266507
This expert is an expert in residential and commercial mortgage underwriting and finance. This expert has underwritten financing for 800+ homes to be marketed to VA loan eligible veterans, and for a bank this expert structured and underwrote $150 million in commercial debt financing for acquisition and development projects. This expert also structured, underwrote and closed $25+ million in conventional, government-insured and jumbo residential loans. This expert has worked as expert witness providing expertise in real investment valuation, loan financing, and market and financial analysis in a Federal housing discrimination lawsuit. This expert holds an MBA and Master in Architecture.
Start Loan Underwriting Expert SearchExpert Witness #266541
This expert has many years of banking and lending experience, specializing in credit risk. This expert completed a 4.5MM residential real estate case that required forensic evaluation of underwriting, appraisal process, collections, loan modification applications/decisions and compliance with government programs. The discovery in this case exceeded 60,000 pages and thousands of documents. This expert has completed a report and deposition of a $50MM fraud case requiring the evaluation of a multi-year relationship of underwriting, closing procedures, ongoing administration, collateral administration, financial information and analysis.
During and after the real estate crash in 2006-10, this expert was part of a specialized residential real estate team that evaluated thousands of defaulted mortgages coast to coast. This involved forensic evaluation of fraudulent activity in mortgage lending, compliance with government modification programs, foreclosure processes, appraisal processes, collections, underwriting and documentation. This expert led a forensic evaluation of a portfolio of fraudulently underwritten home mortgages perpetrated by a rogue staff of a bank branch and documented a package for the FBI/DOJ for prosecution. This expert has written expert witness reports and has been deposed.
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